Humana is making notable changes to its Medicare Advantage lineup for 2027, including exiting some plans and markets as it works to improve profitability.
Affected members should expect official notices and should review their coverage before the 2027 open enrollment period.
What is changing
Humana said it will discontinue certain Medicare Advantage products in selected geographic markets rather than making a nationwide cut.
Reports say the moves could affect roughly 600,000 members, or about 8% of Humana’s Medicare Advantage enrollment, with the company expecting to recapture some members in other plans.
Why Humana is doing this
The company says the changes are tied to rising medical costs, higher use of healthcare services, and ongoing pressure from federal payment rules.
Humana has framed the strategy as a way to focus on plans that offer better long-term returns and stronger value-based care performance.
What members should do
If your plan is affected, you will not lose coverage immediately. Humana is expected to send an official notice before the 2027 coverage year, and members can then compare options during Medicare’s Annual Election Period, which runs from October 15 to December 7.
You may be able to:
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Switch to another Humana Medicare Advantage plan, if one is available in your area.
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Join a Medicare Advantage plan from another insurer.
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Return to Original Medicare, and possibly add a Medigap policy plus a separate Part D drug plan if eligible.
Even unchanged plans may shift
Even if your plan is not discontinued, your coverage could still change for 2027.
Members should check their Annual Notice of Change for updates to premiums, deductibles, provider networks, drug formularies, copays, and supplemental benefits.
Bottom line
Humana is not leaving Medicare Advantage, but it is narrowing parts of its footprint for 2027.
The safest move is to read every notice from Humana, compare plans early, and use Medicare’s Plan Finder before open enrollment begins.
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